PRS Support


Understanding NDIS Funding and Its Components – A Comprehensive Guide

NDIS funding for individual support is structured to support various aspects of your life, crucial for fostering greater independence and enhancing quality of life. Let’s break down the three main components:

Table of Contents

Core Supports Budget

The Core Supports Budget is designed to cover your everyday needs, providing flexibility in how you allocate funds. This budget is divided into four categories:

  • Daily Living: This includes assistance with personal activities such as dressing, bathing, and meal preparation, ensuring you can manage daily tasks with ease.
  • Transport: Funds under this category support your travel to work, school, or community activities, enhancing your mobility and independence.
  • Consumables: This covers everyday items like continence products or low-cost assistive technology to aid your daily living.
  • Assistance with Social and Community Participation: This supports activities that help you engage in social or recreational pursuits, promoting community involvement.

Capacity Building Budget

The Capacity Building Budget is aimed at enhancing your skills and independence, offering support in several key areas:

  • Support Coordination: Helps you understand and implement your NDIS plan, linking you with providers and coordinating your supports.
  • Improved Living Arrangements: Assists in finding suitable accommodation and living arrangements that meet your needs.
  • Increased Social and Community Participation: Provides support for activities that build social skills and community engagement.
  • Finding and Keeping a Job: Offers assistance with job training, resume building, and ongoing employment support.
  • Improved Relationships: Supports the development of social skills and building healthy relationships.
  • Improved Health and Wellbeing: Funds activities and programs that enhance your physical and mental health.
  • Improved Learning: Provides support for educational pursuits and skills training.
  • Improved Life Choices: Helps with decision-making skills and daily planning.

Capital Supports Budget

  • Assistive Technology: This includes equipment like wheelchairs, communication devices, or hearing aids that assist you in daily activities.
  • Home Modifications: Funds modifications to your home, such as installing ramps or widening doorways, to improve accessibility.
  • Vehicle Modifications: Supports modifications to your vehicle to accommodate mobility aids, enhancing your independence in transportation.

Detailed Application Process

1. Initial Contact

Begin by reaching out to the NDIS through one of these methods:

  • Phone: You can call 1800 800 110 to speak directly with an NDIS representative who can guide you through the initial steps.
  • Local Area Coordinator (LAC): Visit a local LAC office where you can get in-person assistance with your application – Google is your friend in this regard – search for “NDIS LAC near me” 
  • NDIS Website: Access the website to find resources and initiate your application online.
2. Submitting an Access Request Form

Complete the Access Request Form, which requires detailed information about:

  • Your Disability: Describe your condition and how it impacts your daily life.
  • Current Supports: List any supports or services you currently receive.
  • Healthcare Evidence: Include reports or assessments from healthcare professionals that support your application.
3. NDIS Decision and Next Steps

After reviewing your application, the NDIS will:

  • Request Additional Information: If needed, they may contact you or your healthcare providers for more details.
  • Decision Letter: You’ll receive a letter outlining the decision and the next steps if you’re accepted into the scheme.

Creating and Optimising Your NDIS Plan

1. Setting Clear and Achievable Goals

Your goals should be specific and realistic, focusing on areas such as:

  • Employment: What kind of job do you want, and what support do you need to get there?
  • Education: Are there courses or training programs that interest you?
  • Living Arrangements: Do you need support finding suitable housing?
  • Health and Wellbeing: What activities or programs can enhance your health?
2. Planning Meetings: What to Expect

During your planning meeting with an NDIS planner or LAC:

  • Discuss Your Situation: Share details about your daily life, challenges, and existing supports.
  • Outline Your Goals: Clearly articulate what you want to achieve with your NDIS plan.
  • Identify Needed Supports: Determine the types of supports and services that will help you reach your goals.
3. Tailoring Your Plan to Your Needs

Ensure your plan includes:

  • Specific Supports: Clearly define the supports that align with your goals.
  • Flexibility: Allow room for adjustments as your needs and circumstances change.
  • Regular Reviews: Schedule periodic reviews to ensure your plan remains relevant.

Advanced Strategies for Core Support Budget

1. Daily Living and Personal Care

Utilise funds for:

  • Personal Assistants: Hire professionals to help with daily tasks.
  • Home Care Services: Engage services that assist with cleaning, cooking, and personal hygiene.
2. Community Participation and Transport

Maximise your budget by:

  • Transport Services: Use funds for taxi services or ride-sharing programs that accommodate disabilities.
  • Social Activities: Invest in memberships or fees for clubs and community groups that interest you.

Empowering Through Capacity Building

1. Skill Development and Education

Expand your skills by:

  • Enrolling in Courses: Use funds for vocational training or educational courses.
  • Workshops and Seminars: Participate in events that enhance your knowledge and abilities.
2. Employment Support and Opportunities

Boost your employment prospects with:

  • Job Coaching: Engage coaches who can assist with resume building, interview skills, and job search strategies.
  • Workplace Modifications: Use funds to make necessary adjustments to your workplace
3. Health and Wellbeing Programs

Enhance your well-being by:

  • Fitness Programs: Join gyms or fitness classes that cater to your needs.
  • Mental Health Services: Access counselling or therapy to support your mental health.

Maximising Capital Supports

1. Assistive Technology: Choosing the Right Tools

Ensure you select devices that:

  • Meet Your Needs: Choose technology that addresses specific challenges you face.
  • Are User-Friendly: Opt for equipment that is easy to use and maintain.
2. Home and Vehicle Modifications: Enhancing Accessibility

Invest in modifications that:

  • Improve Mobility: Install ramps, grab rails, stairlifts or other needs based aids.
  • Enhance Independence: Modify kitchens and bathrooms to be more accessible.

Effective Plan Management Techniques

1. Self-Management Tips

Effectively manage your funds by:

  • Tracking Expenses: Keep detailed records of all expenditures.
  • Budgeting: Allocate funds wisely to avoid overspending.
2. Working with a Plan Manager

Maximise this option by:

  • Choosing Experienced Managers: Select a manager with a strong track record.
  • Regular Communication: Maintain open lines of communication to stay informed about your funds.
3. NDIA-Managed Funds: Best Practices

Make the most of this option by:

  • Understanding Limitations: Know which providers you can access under this arrangement.
  • Staying Organised: Keep all paperwork and receipts for services used.

Annual Plan Reviews and Adjustments

1. Preparing for Your Review


  • Progress Reports: Collect reports from service providers.
  • Updated Goals: Reflect on any new goals or changes in your needs.
2. Identifying Changes and New Goals

Make sure you discuss:

  • New Circumstances: Highlight any changes in your living situation, health, or employment.
  • Additional Supports: Identify any new supports you might need.
3. Implementing Adjustments

Update your plan to include:

  • Revised Goals: Adjust your goals based on your current situation.
  • New Supports: Add any new services or equipment you need.

Expert Insights and Case Studies

1. Success Stories from NDIS Participants

Search and read about participants who have:

  • Maximised Funding: Learn how they effectively utilised their budgets.
  • Achieved Goals: Discover the goals they reached with NDIS support.
2. Listen to Interviews with NDIS Planners and Coordinators

Gain insights on:

  • Effective Planning: Tips on creating a robust NDIS plan.
  • Common Challenges: Strategies to overcome typical obstacles in managing NDIS funds.

Resources and Additional Support

 1. Helpful Links and Tools


2. Community and Advocacy Groups

Connect with:

  • Support Groups: Join groups for shared experiences and advice.
  • Advocacy Services: Seek help from organisations that advocate for disability rights and support.


Key Takeaways
  • Understand Funding: Break your funding needs down into the three main categories of Core Supports, Capacity Building, and Capital Supports.
  • Set Clear Goals: Align your plan with personal aspirations – specify what you want to achieve and how you would like to achieve it.
  • Seek Help: Consult experts to optimise your plan.

Ready to elevate your NDIS journey? Contact PRS Support today to explore how our innovative and passionate therapists can integrate therapies to meet your unique needs. Our caring and prompt Support Coordinators are highly experienced and genuinely listen to participant’s stories.

Simply listening carefully is a big part of how we are able to deliver the high standard of NDIS services and care we are so well known for. Our team will then develop tailored and optimised support plans to help you achieve the best possible outcomes. They help to ensure you make the most of your support funding while also crucially helping to protect and safeguard your future funding through diligent and responsible reporting.

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